This individual will be responsible developing forecasts/budgets, supporting month end close, managing reporting routines, developing strong business partner relationships, and completing various business analysis for the Home Mortgage Servicing and Default business units.
This colleague will coordinate with key business partners, the on-site Sr Finance Manager, and off-site finance team to complete the following key responsibilities:
Development, maintenance and enhancement of monthly forecasts supporting Mortgage Servicing and Default, staff and non-staff costs, to include:
Reviewing key business unit drivers, efficiency metrics, and impacts of in-flight initiatives
Responsible for identifying emerging risks and opportunities within in the business line’s financials, sizing the financial impacts, and communicating the findings to senior management
Develop forecast change recommendations supported by internal and external data such as servicing balances, delinquency projections, market trends, business initiatives, and more
Review forecast change impacts and support with finance management
Coordinate and lead business line financial reviews to provide transparent visibility into staff/non-staff expense and progress towards efficiency targets
Manage month end close process including: business unit accruals, creation of pre-close estimates, identifying key variance drivers, and developing support analysis/commentary.
Ensure proper controls are in place over processes to consistently deliver high-quality, accurate output.
Lead development of management level reporting, KPIs, and dashboard reporting, while evaluating opportunities to enhance and streamline reporting packages through statistic accounts
Successful candidate must be able to demonstrate professional maturity and ability to develop strong intra-personal relationships as the role of valued business partner is essential for success in this position.
Successful candidate will be able to build strong, cooperative working relationship with support groups including Loan Accounting, Corporate, Planning, and Business Analytics to develop overall knowledge base of our Home Mortgage Finance team, to leverage in expanding financial reporting processes.
Occasional travel to Rhode Island will be periodically necessary for Finance team development.
- 3+ years relevant experience in financial analysis, reporting, or mortgage banking
- Must have strong MS Excel skills. Oracle & Essbase a plus
- Candidate must be able to grasp processes quickly, work in a fast-paced environment, and manage and prioritize multiple deliverables within tight deadlines
- Demonstrated strong analytic skills with ability to succinctly communicate complex financial issues to non-financial business partners both verbally and in writing
- Independent self-starter with ability to work collaboratively across teams and geographic locations
- Bachelor’s degree in business, finance or related disciplines
Hours & Work Schedule
Hours per Week: 40 Hours
Work Schedule: Monday through Friday
Why Work with Us
At Citizens, you’ll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.
Equal Employment Opportunity
It is the policy of Employer and Citizens Securities, Inc. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, ethnicity, religion, gender, pregnancy/childbirth, age, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, citizenship, veteran or military status, marital or domestic partner status, or any other category protected by federal, state and/or local laws.
Equal Opportunity & Affirmative Action Employer Disabled/Veteran
Employer is a brand name of Employer, N.A. and each of its respective subsidiaries, and Employer of Pennsylvania.